We understand how credit scoring works in lending crowdfunding for businesses that want to apply for loans from online investors.
We compare lending crowdfunding and bank debt, analyzing how they work, their pros and cons, and how they can coexist.
Why we talk about peer-to-peer lending and lending crowdfunding and how all forms of “peer-to-peer lending” work.
The interest rate in lending crowdfunding is a crucial element both for the strategy and financial balance of the company that wants to raise capital and for investors' decisions. It is not just a technical detail: on the one hand, it is the incentive that attracts investors; on the other hand, it determines the actual cost of capital for the company. Define
How Minibonds work, when they can be useful, and why to choose crowdfunding for Minibonds.
What is bridge financing, what is it for, and how does it work in traditional finance and lending crowdfunding?
Practical examples of lending crowdfunding campaigns, to understand where this capital raising is useful and what strategies are successful.
Lending crowdfunding is a form of lending between individuals, in fact it is also called peer-to-peer lending or social lending. It allows you to disintermediate credit and apply for a loan online from a multitude of individuals, rather than going to a bank.
Once you find out how many and what types of crowdfunding exist, it can be difficult to figure out which one to choose to raise capital and grow your business.
Lending crowdfunding is the capital raising model that traces the pattern of lending: the company launching the campaign on one of the available lending crowdfunding platforms collects money on loan from participants and then pays it back at maturity with pre-determined interest.
